2025 Financial Planning Client Checklist

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Personal Information

• Identification: Driver’s license, passport, or state ID
• Contact Information: Updated address, phone number, and email
• Dependents: Names, ages, and any special financial needs

• Recent pay stubs or proof of income (for all income sources)
• Tax returns for the past two years
• Social Security or pension statements
• Rental property income (if applicable)
• Business income documentation (if self-employed)

• Monthly and annual expense breakdown (housing, utilities, transportation, etc.)
• Outstanding debt details (credit cards, student loans, car loans, etc.)
• Current budget or spending plan (if available)

• Bank account statements (checking, savings, money market)
• Investment account statements (brokerage, retirement, 401(k), IRAs, etc.)
• List of stocks, bonds, mutual funds, or other holdings
• College savings plans (529 accounts, education trusts)

• Recent tax returns and supporting documents
• Details on expected changes to income or deductions in 2025
• Information on any tax-advantaged accounts or deductions

• Life insurance policy details (coverage amounts, beneficiaries)
• Health insurance information
• Disability and long-term care insurance policies
• Home, auto, and property insurance details
• Business insurance policies (if applicable)

• Current retirement savings balances
• Employer-sponsored retirement plan information (contribution limits, matches)
• Social Security benefit estimates (available at ssa.gov)
• Pension details (if applicable)

• Legal documents related to major life events (marriage, divorce, adoption)
• Contracts or agreements for significant financial commitments
• Business financial statements (if self-employed or business owner)